html, body, h1, h2, h3, h4, {
 margin: 0;
 padding: 0;
}
.normal {
	font-weight: normal;
}
body {
	font:11px "Trebuchet MS", Verdana;
	color: #333333;
	margin:auto;
	width:auto;
	margin: 0;
	padding: 0;
}
a {
	color:#006699;
	text-decoration:none;
}
a:hover {
	color: #CC3300;
	text-decoration:none;
}
h1 {
	font-size:19px;
	color:#c00000;
	font-family: "Trebuchet MS", Verdana;
	text-align:left;
	line-height: 20px;
	font-weight: bold;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 10px;
}
h1 a {
	color:#ff7900;
	text-decoration:none;
}
h1 a:hover {
	color:#c00000;
	text-decoration:none;
}
h2 {
	font-size:15px;
	color:#c00000;
	font-family: "Trebuchet MS", Verdana;
	line-height: 20px;
	margin-left: 10px;
	margin-top: 1px;
	margin-bottom:2px;
	font-weight: bold;
	margin-right: 5px;
}
h2 a {
	color:#ff7900;
	text-decoration:none;
}
h2 a:hover {
	color:#c23c00;
	text-decoration:none;
}
.head-display {
	background-color: #b6b5b5;
	line-height: 25px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #000000;
	text-align: left;
	padding-left: 8px;
}
.clear {
	clear:both;
}
p {
	margin-left:10px;
	margin-right:10px;
	margin-top:5px;
	font-family: "Trebuchet MS";
	font-size: 15px;
	line-height: 23px;
	color: #333333;
	font-weight: normal;
	text-align:justify;
}
p a {
	color:#9e0b0f;
	text-decoration:none;
}
p a:hover {
	color:#2d5f04;
	text-decoration:none;
	border-bottom:dashed 1px #2d5f04;
}
img {
	border: 0;
}
.display-block {
	border: 1px dotted #009EDA;
	padding: 5px;
	margin-top: 10px;
	margin-bottom: 5px;
}
.right {
	float: right;
}
#wrapper {
	width:1003px;
	height:auto;
	margin-top:0px;
	margin-bottom:0px;
}
.row {
	float:left;
	width:1003px;
	height:auto;
}
.header-holder {
	float:left;
	width:1003px;
	height:271px;
}
.banner-1-logo {
	float:left;
	width:299px;
	height:271px;
}
.banner-1 {
	float:left;
	width:299px;
	height:158px;
	background-image:url(images/banner-1.gif);
	background-repeat:no-repeat;
}
.banner-1-frm {
	float:left;
	width:299px;
	height:158px;
	background-image: url(images/home-pg-frm-bg.gif);
	background-repeat:no-repeat;
}
.banner-1-auto {
	float:left;
	width:299px;
	height:158px;
	background-image: url(images/banner-1.gif);
	background-repeat:no-repeat;
}
.banner-1-mort {
	float:left;
	width:299px;
	height:158px;/*background-image: url(images/banner-1-auto.gif);
	background-repeat:no-repeat;	*/		
}
.logo {
	float:left;
	width:299px;
	height:113px;
}
.banner-2 {
	float:left;
	width:457px;
	height:271px;
}
.nav-sitemap-holder {
	float:left;
	width:223px;
	height:340px;
}
.banner-right-nav {
	float:left;
	width:247px;
	height:271px;
	/*background-image:url(images/right-nav-bg.gif);
	background-repeat:no-repeat;*/
	margin-top: 0px;
}
.sitemap-txt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 17px;
	color: #FF0000;
	float: left;
	font-weight: bold;
	margin-top:3px;
	padding-right: 5px;
	padding-left: 7px;
}
.sitemap-txt a {
	color: #FF0000;
	text-decoration:none;
}
.sitemap-txt a:hover {
	color:#000000;
	text-decoration:none;
}
.right-nav-holder {
	float:left;
	width:247px;
	height:251px;
}
.right-nav-sitemap {
	float:left;
	width:247px;
	height:17px;
	margin-top:3px;
	font-weight: bold;
}
.sitemap-row {
	float:left;
	width:223px;
	height:21px;
	margin-top: 71px;
}
.right-nav-side-bg {
	float:left;
	width:24px;
	height:248px;
	margin-top:92px;
}
.left-flow {
	float:left;
}
.left-col {
	float:left;
	width:250px;
	height:auto;
}
.newletter-box {
	float:left;
	background-color: #ecdfdd;
	margin-top: 5px;
	margin-right: 5px;
	margin-bottom: 5px;
	margin-left: 20px;
	height: auto;
	width: 224px;
}
.testimonial-img {
	float:left;
	height: auto;
	width: 100px;
	margin-left:4px;
	margin-top:5PX;
}
.testimonial-txt-holder {
	float:left;
	height: auto;
	width: 110px;
	font-size:12px;
	margin-left:3px;
	margin-right:7px;
	text-align:justify;
}
.whyus {
	font-size:12px;
	padding-left:10px;
	padding-right:5px;
	padding-bottom:5px;
	text-align:justify;
}
/*.row-testimonial{
	font-size:12px;
	

}*/


.right-col {
	float:left;
	width:753px;
	height:auto;
	background-image:url(images/right-col-bg-middle.gif);
	background-repeat:repeat-y;
}
.right-col-row {
	float:left;
	width:735px;
	height:auto;
	margin-right:16px;
	margin-left:2px;
}
.rss-holder {
	float:left;
	background-image: url(images/select-field-1.gif);
	background-repeat:no-repeat;
	width:250px;
	height:95px;
}
.select-field {
	float:left;
	background-image: url(images/select-field-2.gif);
	background-repeat:no-repeat;
	width:250px;
	height:158px;
}
.left-side-bg-col {
	float:left;
	background-image: url(images/left-side-col-bg.gif);
	background-repeat:repeat-y;
	width:250px;
	height:auto;
}
.both-col-btm {
	float:left;
	width:1003px;
	height:36px;
}
.footer-bg {
	float:left;
	background-image:url(images/footer-nav-bg.gif);
	background-repeat:repeat-y;
	width:978px;
	height:auto;
	padding-right: 15px;
	padding-left: 10px;
	text-align: center;
}
.footer-btm {
	float:left;
	width:1003px;
	height:42px;
}
.newsletter {
	float:left;
	height:12px;
	margin-top:10px;
	margin-left:15px;
}
.banner-txt {
	font-family: "Trebuchet MS", Verdana;
	font-size: 13px;
	font-weight: bold;
	color: #FD0000;
	margin-left: 50px;
	margin-bottom: 7px;
}
.auto-refinancing {
	float:left;
	width:357px;
	height:196px;
	margin-left:10px;
	background-image:url(images/auto-refinancing-box-bg.gif);
	background-repeat:no-repeat;
}
.txt-holder {
	float:right;
	width:250px;
	height:130px;
	margin-right: 5px;
	margin-top: 10px;
	font-size: 12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	line-height: 20px;
}
.mort-refinance {
	float:left;
	width:355px;
	height:196px;
	margin-left:10px;
	background-image: url(images/mortgage-refinance-box-bg.gif);
	background-repeat:no-repeat;
}
/*.right-nav{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:13px;
	font-weight:bold;
	color:#FFFFFF;
	text-align:left;
	margin-left:15px;
	line-height: 45px;
}
.right-nav a{
	color:#FFFFFF;
	text-decoration:none;
}
.right-nav a:hover{
	color:#FF9900;
	text-decoration:none;
}*/
.footer-nav {
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color: #993300;
	line-height:20px;
}
.footer-nav a {
	color:#993300;
	text-decoration:none;
}
.footer-nav a:hover {
	color: #000000;
	text-decoration:none;
	text-decoration:underline;
}
.more {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:13px;
	color:#333333;
	font-weight:bold;
	text-align:right;
	float:right;
	margin-right:10px;
}
.more a {
	color:#333333;
	text-decoration:underline;
}
.more a:hover {
	color:#333333;
	text-decoration:none;
}
.middle-container {
	float:left;
	width:1003px;
	height:auto;
	background-image:url(images/main-page-bg.jpg);
	background-repeat:repeat-y;
}
.middle-container-tbl {
	float:left;
	width:1003px;
	height:auto;
	background-image: url(images/main-page-bg-blank.jpg);
	background-repeat:repeat-y;
}
.right-nav {
	font-family:"Trebuchet MS", Verdana;
	font-size:13PX;
	color: #FFFFFF;
	line-height:31px;
	text-align: left;
	font-weight:bold;
}
.right-nav a {
	font-size:13PX;
	color: #FFFFFF;
	line-height:31px;
	text-align: left;
	background-image: url(images/right-nav-bg-u.gif);
	background-repeat:no-repeat;
	width:224px;
	display:block;
	padding-left: 23px;
	text-decoration:none;
	font-weight:bold;
}
.right-nav a:hover {
	font-size:13PX;
	color: #FFFFFF;
	line-height:31px;
	text-align: left;
	background-image: url(images/right-nav-bg-o.gif);
	background-repeat:no-repeat;
	width:224px;
	display:block;
	padding-left: 23px;
	text-decoration:none;
	font-weight:bold;
}
li {
	font-size:15px;
	line-height:25px;
}
.testimonial-txt {
	font-size:12px;
	margin-left:5px;
	margin-right:5px;
	text-align:justify;
}
/*----------sitemap----------*/
.wood-brd {
	width:235px;
	height:44px;
	background-image:url(images/wood-board.gif);
	background-repeat:no-repeat;
	font-family:"Courier New", Courier, monospace;
	color:#FFFFFF;
	font-size:12px;
	line-height:45px;
	padding-left: 15px;
	padding-top: 5px;
	text-align: center;
	font-weight: bold;
}
.wood-brd a {
	color:#FFFFFF;
	text-decoration:none;
}
.wood-brd a:hover {
	color:#FFFFFF;
	text-decoration:underline;
}
.wood-brd-yellow {
	width:200px;
	height:45px;
	background-image: url(images/wood-board-yellow.gif);
	background-repeat:no-repeat;
	font-family:"Courier New", Courier, monospace;
	color: #000000;
	font-size:12px;
	line-height:45px;
	padding-left: 25px;
	padding-right: 25px;
	text-align: center;
}
.wood-brd-yellow a {
	color: #000000;
	text-decoration:none;
}
.wood-brd-yellow a:hover {
	color: #000000;
	text-decoration:underline;
}
.wood-brd-yellow-h {
	width:200px;
	height:42px;
	background-image: url(images/wood-board-yellow.gif);
	background-repeat:no-repeat;
	font-family:"Trebuchet MS", Verdana;
	color: #FF0000;
	font-size:12px;
	line-height:normal;
	padding-left: 25px;
	padding-right: 25px;
	text-align: center;
	padding-top: 3px;
	font-weight: bold;
}
.wood-brd-yellow-h a {
	color: #FF0000;
	text-decoration:none;
}
.wood-brd-yellow-h a:hover {
	color: #FF0000;
	text-decoration:underline;
}
.wood-brd-yellow-h-n {
	width:200px;
	height:40px;
	background-image: url(images/wood-board-yellow.gif);
	background-repeat:no-repeat;
	font-family:"Courier New", Courier, monospace;
	color: #000000;
	font-size:12px;
	padding-left: 25px;
	padding-right: 25px;
	text-align: center;
	padding-top: 5px;
	font-weight: normal;
}
.wood-brd-yellow-h-n a {
	color: #000000;
	text-decoration:none;
}
.wood-brd-yellow-h-n a:hover {
	color: #000000;
	text-decoration:underline;
}
.s-left {
	float:left;
	width:250px;
	height:auto;
}
.s-middle {
	float:left;
	width:200px;
	height:auto;
}
.s-right {
	float:left;
	width:250px;
	height:auto;
}
.w-b-zig-zag {
	background-image:url(images/wood-board-zig-zag.gif);
	background-repeat:no-repeat;
	width:146px;
	height:146px;
	padding-right: 22px;
	padding-left: 22px;
}
.w-b-zig-zag-n {
	background-image: url(images/wood-board-zig-zag-new.gif);
	background-repeat:no-repeat;
	width:146px;
	height:178px;
	padding-right: 22px;
	padding-left: 22px;
}
.cont-txt {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#FFFFFF;
	line-height:22px;
	font-weight: bold;
	text-align: center;
	padding-top: 10px;
}
.cont-txt a {
	color:#FFFFFF;
	text-decoration:none;
}
.cont-txt a:hover {
	color:#FFFFFF;
	text-decoration:underline;
}
.page-row-container {
	width:963px;
	height:auto;
	float: left;
	margin-top: 5px;
	margin-right: 20px;
	margin-bottom: 5px;
	margin-left: 20px;
	padding-bottom: 10px;
	padding-top: 5px;
}
.page-row-container h1 {
	font-size:19px;
	color:#c00000;
	font-family: "Trebuchet MS", Verdana;
	text-align:left;
	line-height: 20px;
	font-weight: bold;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 10px;
}
.page-row-container h1 a {
	color:#c00000;
	text-decoration:none;
}
.page-row-container h1 a:hover {
	color: #006633;
	border-bottom:1px dashed #006633;
}
.ul-list {
	color:#d63200;
}
.ul-list a {
	color:#d63200;
	text-decoration:none;
}
.ul-list a:hover {
	color:#0066af;
	text-decoration:none;
}
.loan-modification-box {
	float:left;
	width:357px;
	height:196px;
	margin-left:10px;
	background-image:url(images/loan-modification-box-bg.gif);
	background-repeat:no-repeat;
}
.modify-mortgate-box {
	float:left;
	width:357px;
	height:196px;
	margin-left:10px;
	background-image:url(images/modify-mortgage-refinance-box-bg.gif);
	background-repeat:no-repeat;
}
.pagemid {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#6633CC;
	line-height:22px;
	font-weight: bold;
	text-align: left;
	padding-top: 10px;
}
.pagemid a {
	color:#6633CC;
	text-decoration:none;
}
.pagemid a:hover {
	color:#6633CC;
	text-decoration:underline;
}
.nodoc-refinance {
	margin-left:10px;
	color:#D80808;
	font-family:"Courier New", Courier, monospace;
	font-size:16px;
}
a.side-link {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 28px;
	color: #666666;
	text-decoration: none;
	background-image: url(images/arrow.png);
	background-repeat: no-repeat;
	background-position: 20px;
	padding-left: 35px;
	display: block;
	font-weight: bold;
}
a.side-link:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 28px;
	color: #666666;
	text-decoration: none;
	background-image: url(images/arrow-hover.jpg);
	background-repeat: no-repeat;
	background-position: 15px;
	padding-left: 35px;
	display: block;
	font-weight: bold;
}
.bullet {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 28px;
	color: #999999;
	text-decoration: none;
	background-image: url(images/bullet.png);
	background-repeat: no-repeat;
	background-position: 10px;
	margin-left: 10px;
	padding-left: 35px;
	display: block;
	font-weight: bolder;
}
.box {
	height: auto;
	width: 320px;
	margin-left: 20px;
	float: left;
	margin-top: 15px;
}
.box-hd {
	font-family: "Times New Roman", Times, serif;
	font-size: 17px;
	color: #990000;
	text-decoration: none;
	background-image: url(images/hd1.jpg);
	background-repeat: no-repeat;
	line-height: 38px;
	padding-left: 15px;
	font-weight: bold;
	margin: 0px;
}
.box-hd1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #666666;
	text-decoration: none;
	background-image: url(images/hd2.jpg);
	background-repeat: repeat;
	margin: 0px;
	padding: 10px;
	font-weight: normal;
	text-align: justify;
	line-height: 18px;
}
.box-hd2 {
	font-family: "Times New Roman", Times, serif;
	font-size: 17px;
	color: #990000;
	text-decoration: none;
	background-image: url(images/hd3.jpg);
	background-repeat: no-repeat;
	line-height: 38px;
	padding-left: 15px;
	font-weight: bold;
	margin: 0px;
	height: 14px;
}
.box-main {
	height: auto;
	width: 680px;
	margin-left: 21px;
	float: left;
}
.left-side-bg-col ul li{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #666666;
	list-style-image: url(images/arrow_sub.jpg);
	font-weight: bold;
	margin-left: 20px;
}
.left-side-bg-col ul {
	font-family: Arial, Helvetica, sans-serif;
	height: 25px;
	line-height: 25px;
	color: #990000;
	font-size: 20px;
	padding-left: 20px;
	margin-top: 10px;
}
.logo1 {
	height: 271px;
	width: 750px;
}
.banner-1-logo1 {
	float:left;
	width:756px;
	height:271px;
}